Anti-Money Laundering (AML) regulations require UK gambling operators to monitor transactions, verify source of funds for higher-spending players, report suspicious activity to the National Crime Agency, and maintain customer due diligence records. UK casinos are subject to the Money Laundering Regulations 2017 alongside the Proceeds of Crime Act 2002.
For players, AML compliance manifests as KYC checks, source-of-funds requests at higher spend tiers, and occasional account freezes pending document review. Failure to provide requested documents typically results in the account being closed and the balance returned to the original deposit method.
UKGC AML enforcement is among the strictest in Europe. William Hill (£19.2m, 2023), Entain (£17m, 2022) and several others have been fined for AML failures.
Example usage
- Source-of-funds documentation typically required above £5,000 monthly spend
Related terms
- KYC (Know Your Customer) — Identity verification required before withdrawals — proof of ID, address and sometimes payment method ownership.
- Source-of-funds check — An AML check requiring documentation of where your gambling deposits originated — typically pay slips or bank statements.
- UK Gambling Commission (UKGC) — The independent regulator of all commercial gambling in Great Britain, established under the Gambling Act 2005.